Is Home Equity Protection a Form of Insurance?
Aug 22, 2010
In most states the Home Equity Guard product is a private business contract and is not regulated by the department of insurance. We encourage you to maintain traditional property insurance to protect yourself from loss from fire, flood, theft, accidents, etc. HPS was not designed to cover traditional property risks—it was only designed to protect you from falling home prices and not natural or man-made disasters or accidents.
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