How do we determine payouts for customers who experience property price declines?
We do it by using the Case-Shiller Home Price Index for your individual market.

The S&P/Case-Shiller Home Price Indices are the leading measures for the US residential housing market, tracking changes in the value of residential real estate both nationally as well as in 20 metropolitan regions. The indices are calculated monthly and published with a two month lag. New index levels are released at 9am Eastern Standard Time on the last Tuesday of every month.

Learn more about this index: Standards & Poor’s